What you do with your pension matters

Your pension is going to shape your future income for the retirement period of your life, so it is essential to know that the money in your pension funds can accommodate for your needs.

If you have moved jobs, you likely have pensions in several pots. Each pot may charge different fees, have different features, and invest your pensions differently.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

With pensions in different pots, you may be:

• Unaware of how much you have saved towards retirement
• Unable to stay in control of all the funds
• Investing with portfolios that are too high/low risk for you

Putting your pensions together means:

• Your pension fund will be easier to manage
• You can reduce paperwork and hassle
• You can invest your pension with your preferred risk levels
• You can receive expert guidance every step of the way